“How do I find a CPA and RIA under one roof so my taxes and investments actually work together?”
If you’ve typed a version of that question into Google, you’re not alone. High earners, business owners, and retirees are increasingly frustrated by fragmented advice: a CPA who prepares last year’s return and an advisor who builds a portfolio without a shared plan, shared data, or shared accountability.
The result can include missed planning opportunities, duplicated work, inconsistent assumptions, and unnecessary tax inefficiencies.
The real challenge isn’t simply “finding a good CPA” or “finding a good RIA.” It’s identifying professionals who operate in a coordinated structure where decisions happen in the right order, at the right time, using consistent data. Taxes affect investing. Investing affects taxes. Both influence retirement timing, business transitions, education funding, and legacy planning.
When those disciplines operate in separate silos, clients often become the go-between, relaying information and hoping their professionals are aligned.
A CPA and RIA under one roof model is designed to create closer coordination between tax planning and wealth strategy. Instead of tax work being a once-a-year look back, the relationship may include forward-looking projections, entity discussions, capital gains planning, charitable strategies, retirement optimization, and ongoing communication between disciplines.
Just as important, the structure should be process-driven. It is not simply two professionals sharing office space. A well-designed model often includes shared planning meetings, unified reporting, a coordinated advisory calendar, and a defined method for translating tax insights into investment considerations.
When structured thoughtfully, this type of relationship can help reduce the likelihood of surprises, create clearer accountability, and support more informed decision-making.
What “CPA and RIA Under One Roof” Should Really Mean
Not all combined models operate the same way. If you’re evaluating a CPA and RIA under one roof, consider asking about:
Integrated planning cadence: Are tax projections and portfolio reviews aligned throughout the year?
Clear role definition: Who is responsible for tax strategy? Who oversees investment decisions? How are recommendations documented?
Data continuity: Are the same assumptions and financial inputs used across planning tools?
Proactive implementation: How are tax considerations monitored and revisited during the year?
Compliance-first structure: Are licensing, disclosures, and professional responsibilities clearly defined?
These questions can help you better understand whether a firm truly integrates services or simply markets the concept.
Even when you understand what an integrated CPA and RIA model should look like, identifying the right firm can be challenging. Structures vary, processes differ, and marketing language often sounds similar across firms.
Knowing what questions to ask is important. Determining which firm truly operates with coordination, transparency, and discipline requires a more thoughtful evaluation process.
How Amy Parvaneh Simplifies the Search
Amy Parvaneh does not manage investments.
She helps people find the right people to manage them.
With deep experience across the wealth management industry, Amy has worked with:
Boutique RIAs
Independent fiduciary advisors
National wealth management firms
Advisors specializing in families, business owners, and multigenerational planning
Instead of forcing families to interview blindly, Select Advisors Institute acts as a concierge and filter.
The process removes:
Sales pressure
Mismatched personalities
Confusing fee structures
One-size-fits-all advice
The goal is alignment — not volume.
If you are searching for a CPA and RIA under one roof, understanding how the structure operates is the first step. Identifying professionals who coordinate tax and investment decisions in a disciplined, transparent way can make a meaningful difference in your experience.
Selecting the right advisor is not just about credentials or performance metrics. It is about fit, clarity, and a structure that supports your long-term financial life.
Managing the wealth of ultra high net worth investors and family offices is a highly specialized and nuanced endeavor that requires the expertise of seasoned financial advisors. The best financial advisors for UHNW clients possess specialized knowledge, a fiduciary mindset, a customized approach, a robust network, a proven track record, expertise in philanthropic planning, and a sterling reputation. By carefully considering these factors, UHNW individuals and family offices can select financial advisors who are best suited to meet their unique and intricate financial management needs.